James-The Debt Free Coach » Uncategorized

Do you know the best route for debt consolidation services?

James Blake — Mon, 05 Sep 2011 11:23:05 +0000

So you want to consolidate your debt right? It seems like it’s becoming more popular to do so with Americans. But the question remains how do you go about consolidate your debt the right way?

Well I have some good news. I found an awesome blog post that gives some great tips for anyone looking to consolidate any debt they may have so that they can combine all monthly payments into one easy to manage bill.

You can check out the full story here.

Let me know what you think.

Want Insider Secrets To Negotiating Credit Card Debt?

James Blake — Sat, 05 Jun 2010 18:30:32 +0000

Well it’s Saturday and the kids are somewhere around here probably doing something that they shouldn’t.

And as you know from time to time I like to peruse the internet for good articles and content to help in the fight to get out of debt.

I think I might have found one you need to read.

It’s from a fellow debt buster and in it you’ll learn some tips for negotiating credit card debt.

You can read the article below:

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How to Negotiate a Credit Card Debt Settlement – Insider Secrets to Help Eliminate Your Debt Faster

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When entangled in credit card debt complications, the best thing that you could do is to seek an effective and quick solution that would deliver you from all your debts in the fastest way possible! The moment you miss your credit card payments for six months at a stretch, you would then risk having your credit card account being transferred to a debt collection firm or agency. When this materializes, you situation becomes a lot worse as these agencies would not spare too much of thought in their bid to recover the money that you owe them! Thus once this happens, start anticipating plenty of reminders and phone calls from these debt collection agencies demanding for you to settle the outstanding amount.

Before things go that far, it is best that you devise a way to manage and eliminate your credit card debts in a more functional way. In terms of card debt settlement, one of the most popular ways of negotiating credit card debt settlement is by contacting your creditors directly and requesting for a reduction of your current interest rates to make it easier for you to pay off your debts!

Debt relief would then be a lot simpler, provided that the creditors sympathize and agree with your plight, and grant you with the reduction that you are looking for. This would be the case in most situations, thought there have been scenarios as well where the creditors refuse to lower interest rates and demand for the full payment that you owe them. Or they would offer to change your credit card debt balance into a term-loan with slightly lower interest rates to make you pay up.

If you do not agree with your creditors, you could opt for two different options to settle your debt fast. The first would be the balance transfer option, where you can transfer all your outstanding balance from one card to another under a different creditor, and negotiate for a better debt settlement deal for yourself. Or you could make use of the various debt relief agencies available in the market today, and opt for the best option available out there today to eliminate your credit card debt effectively.

Consolidate your debt effectively by combining all your card accounts under a single account, and achieve debt-free status in the shortest time period possible when you accomplish this. The main advantage of this single account is the fact that you end up paying less in terms of interest rates, and thus you would be able to clear your principle amount in a faster and more successful way. There is no more worry about missed or late payments as well, as the debt management firm that you employ would ensure that you pay them on time!

Understand the insider secrets as mentioned above, and make full use of your understanding to put an end to your credit card debt issues once and for all. All the best!

For more credit card debt elimination resources tips, visit http://CreditCardDebtSolver.com.

Article Source: http://EzineArticles.com/?expert=Vignes_Chandran

What’s Your Getting Out of Debt Declaration?

James Blake — Thu, 03 Jun 2010 22:36:56 +0000

: Image by jayneandd via Flickr

Ok, it’s June people.

It’s time to draw a line in the sand.

Make your declaration of when you are getting out of debt and set a time frame.

Post it all around your house.

Even on the toilet tissue.

Let’s hear it it!

Need a Getting Out of Debt Plan? (check this out…)

James Blake — Thu, 03 Jun 2010 22:10:58 +0000

: Image by alancleaver_2000 via Flickr

Ok, so we all know we need to get out of debt right?

But the problem comes in trying to actually formulate step by step action to make that happen. Well while I was perusing the web today I came across a nice pos t that might be just what you are looking for if you find yourself in this predicament.

It’s called, “Get Out of Debt With This Easy To Follow Plan”.

The author goes on to talk about debt solutions and even gives information about some credit repair strategies. Overall it might provide for a good read and there’s tons of other content on the site to satisfy your getting out of debt knowledge.

You can check it out here.

Go ahead an go over there and take a look. Once you are done come back and let me know how you liked it.

You know I like that.

Let’s Face It – Getting Out of Debt Plain Sucks…

James Blake — Thu, 13 May 2010 22:29:47 +0000

Ok, so here I am contemplating what I will do to finish getting out of debt and I decide to snoop around the net to see what methods or strategies others are using.

Well one of my favorite blogs is Debt Kid. Honestly, you gotta check it out because what this guy has been through is horrific to say the least. However the blog provides inspiration for a lot of people who are trying to get out of debt.

But on today’s post Jessica (who’s the author of the post) comes clean about how she’s tired of ‘working’ the debt plan for the last 18 months. It’s a heartfelt post that I totally understand.

Sometimes trying to right the debt ship just plan ol’ sucks.

And nobody tells it better than Jessica.

Go check out the post here and come back and let me know what you think.

You know I like that

James

Should You Consolidate Your Bills? (Hmm…)

James Blake — Tue, 02 Mar 2010 23:46:47 +0000

This is a very popular question amongst many people looking to get out of debt. The one thing you’ll have to consider is whether or not the company that you are going with is really there to help you or there just to make a profit off of you. Be very careful when dealing with most companies and do your due diligence first.

It’s probably best to post to a blog like this one here and get some responses from fellow consumers. That way you can ask who do they recommend because I am quite sure you’ll get horror stories as well as good customer service.